@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@600;700;800&family=Playfair+Display:wght@600;700&display=swap');
:root{--navy:#061a35;--navy2:#0b315c;--blue:#0d5eb4;--red:#ec1d2d;--gold:#d9b56d;--ink:#102846;--muted:#63758b;--bg:#f6f8fb;--line:#dfe7f0;--white:#fff;--shadow:0 24px 70px rgba(7,31,59,.11);--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);background:#fff;font-size:17px}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.container{width:min(1180px,92%);margin:auto}.topbar{height:38px;background:var(--navy);color:#d9e6f3;display:flex;align-items:center;justify-content:space-between;padding:0 4%;font-size:12px}.top-contact{display:flex;gap:24px}.top-contact a:hover{color:#fff}.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(18px);border-bottom:1px solid rgba(9,31,57,.08);box-shadow:0 10px 30px rgba(8,30,55,.06)}.nav-wrap{height:88px;display:flex;align-items:center;justify-content:space-between;width:min(1300px,94%);margin:auto}.brand img{width:205px;height:72px;object-fit:contain}.nav{display:flex;align-items:center;gap:25px;font-weight:800;font-size:15px}.nav>a,.nav-dropdown>a{padding:12px 0;position:relative}.nav>a:not(.nav-cta):after,.nav-dropdown>a:after{content:'';position:absolute;left:0;right:100%;bottom:3px;height:2px;background:var(--red);transition:.25s}.nav>a:hover:after,.nav-dropdown>a:hover:after{right:0}.nav-cta{background:var(--red);color:#fff!important;padding:15px 22px!important;border-radius:11px;box-shadow:0 14px 30px rgba(236,29,45,.2)}.nav-cta:hover{transform:translateY(-2px)}.nav-dropdown{position:relative}.dropdown-menu{position:absolute;top:46px;left:-18px;min-width:235px;background:#fff;border:1px solid var(--line);border-radius:15px;box-shadow:0 24px 60px rgba(5,26,50,.16);padding:10px;opacity:0;pointer-events:none;transform:translateY(8px);transition:.2s}.nav-dropdown:hover .dropdown-menu{opacity:1;pointer-events:auto;transform:none}.dropdown-menu a{display:block;padding:12px 14px;border-radius:9px;font-size:14px}.dropdown-menu a:hover{background:#f4f7fb;color:var(--red)}.menu-toggle{display:none;border:0;background:transparent;font-size:28px;color:var(--navy)}
/* home hero */
.hero-slider{position:relative;overflow:hidden;background:var(--navy)}.slides{position:relative}.hero-slide{display:none}.hero-slide.active{display:block;animation:fadeIn .55s ease}.hero-slide img{width:100%;height:auto;display:block}.slider-arrow{position:absolute;top:50%;transform:translateY(-50%);width:48px;height:48px;border:1px solid rgba(255,255,255,.5);background:rgba(3,22,43,.55);color:#fff;border-radius:50%;font-size:32px;z-index:5;cursor:pointer}.slider-arrow.prev{left:22px}.slider-arrow.next{right:22px}.slider-dots{position:absolute;bottom:20px;left:50%;transform:translateX(-50%);display:flex;gap:8px}.slider-dots button{width:34px;height:4px;border:0;border-radius:10px;background:rgba(255,255,255,.6);cursor:pointer}.slider-dots button.active{background:var(--red)}@keyframes fadeIn{from{opacity:.2}to{opacity:1}}
/* shared */
.trust{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-bottom:1px solid var(--line);box-shadow:0 12px 35px rgba(7,30,58,.06)}.trust div{padding:25px 28px;border-right:1px solid var(--line)}.trust div:last-child{border:0}.trust b{display:block;font-size:15px;margin-bottom:5px}.trust span{font-size:13px;color:var(--muted)}.section{padding:92px 0}.band{padding:92px 0;background:linear-gradient(180deg,#f8fafc,#eef3f8)}.section-tag{font-size:12px;font-weight:900;letter-spacing:3px;color:var(--red);margin-bottom:13px}.section h2,.band h2{font-family:'Playfair Display',serif;font-size:48px;line-height:1.15;letter-spacing:-.7px;margin:0 0 20px;color:var(--navy)}h2 span{color:var(--blue)}.lead{font-size:18px;line-height:1.85;color:var(--muted);max-width:820px}.two-col{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}.about-photo{position:relative;border-radius:28px;overflow:hidden;box-shadow:var(--shadow);border:8px solid #fff}.about-photo img{width:100%;aspect-ratio:16/10;object-fit:cover}.about-photo-badge{position:absolute;left:24px;bottom:24px;background:rgba(4,22,43,.9);color:#fff;border-left:4px solid var(--red);padding:18px 22px;border-radius:13px;backdrop-filter:blur(10px)}.about-photo-badge strong{display:block;font-family:'Playfair Display';font-size:22px}.about-photo-badge span{font-size:12px;color:#c9d9e8}.mini-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:28px 0}.mini-stat{border:1px solid var(--line);border-radius:16px;padding:18px;background:#fff;box-shadow:0 8px 25px rgba(7,31,59,.04)}.mini-stat b{display:block;font-family:Manrope;font-size:25px;color:var(--navy)}.mini-stat span{font-size:12px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px}.loan-card{background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:0 12px 35px rgba(7,31,59,.07);transition:.3s;position:relative}.loan-card:hover{transform:translateY(-8px);box-shadow:0 26px 60px rgba(7,31,59,.14)}.loan-card-image{width:100%;aspect-ratio:16/6.2;object-fit:cover;object-position:center}.loan-card-body{padding:25px 25px 29px}.loan-number{font-size:11px;color:var(--red);font-weight:900;letter-spacing:2px}.loan-card h3{font-family:'Playfair Display';font-size:27px;margin:10px 0 9px;color:var(--navy)}.loan-card p{font-size:15px;line-height:1.7;color:var(--muted);margin:0 0 18px}.loan-card .learn{color:var(--blue);font-weight:900;font-size:13px}.loan-card .learn:after{content:'  →';color:var(--red)}
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.feature{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:0 12px 35px rgba(7,31,59,.05)}.feature .icon{width:48px;height:48px;border-radius:14px;background:#eef5fd;color:var(--blue);display:grid;place-items:center;font-weight:900;margin-bottom:20px}.feature h3{font-family:Manrope;font-size:20px;margin:0 0 10px}.feature p{color:var(--muted);font-size:15px;line-height:1.75;margin:0}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:32px}.process-item{position:relative;padding:28px 22px;background:#fff;border:1px solid var(--line);border-radius:18px}.process-item b{font-family:'Playfair Display';font-size:38px;color:rgba(13,94,180,.18);display:block;margin-bottom:10px}.process-item h3{font-size:17px;margin:0 0 7px}.process-item p{font-size:13px;color:var(--muted);line-height:1.6;margin:0}
/* inner pages */
.page-hero{background:var(--navy);position:relative;overflow:hidden}.service-banner{background:#061a35}.service-banner img{width:100%;height:auto;display:block}.page-title-block{padding:55px 0 0}.breadcrumbs{font-size:12px;letter-spacing:2px;color:#7589a0;font-weight:900;margin-bottom:13px}.page-title-block h1{font-family:'Playfair Display';font-size:54px;line-height:1.12;color:var(--navy);margin:0 0 14px}.page-title-block p{font-size:18px;color:var(--muted);max-width:800px;line-height:1.75}.content-grid{display:grid;grid-template-columns:1.4fr .8fr;gap:55px;align-items:start}.content{font-size:17px}.content h2{font-family:'Playfair Display';font-size:42px;color:var(--navy);line-height:1.2}.content h3{font-family:Manrope;font-size:23px;margin:34px 0 12px}.content p,.content li{color:var(--muted);line-height:1.85}.content ul{padding-left:20px}.service-feature-image{width:100%;border-radius:22px;box-shadow:var(--shadow);margin-bottom:35px}.side-card{position:sticky;top:115px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}.side-card h3{font-family:Manrope;font-size:22px;margin:0 0 18px}.checklist{display:grid;gap:10px}.check{background:#f7f9fc;border:1px solid #e5ebf2;border-radius:12px;padding:14px;font-size:14px;color:#566a82}.check:before{content:'✓';color:var(--red);font-weight:900;margin-right:8px}.form-card{margin-top:22px;padding:22px;background:#f8fafc;border-radius:18px;border:1px solid var(--line)}.form-card h3{margin-bottom:15px}.form{display:grid;gap:11px}.form input,.form select,.form textarea{width:100%;padding:14px;border:1px solid #d6e0eb;border-radius:10px;background:#fff;font:inherit;outline:none}.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(13,94,180,.08)}.form textarea{min-height:110px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:10px;padding:14px 22px;font-weight:900;font-size:14px;cursor:pointer}.btn-primary{background:var(--red);color:#fff;box-shadow:0 14px 28px rgba(236,29,45,.18)}.btn-primary:hover{transform:translateY(-2px)}.btn-light{background:#fff;color:var(--navy)}
/* CTA/footer */
.cta{position:relative;overflow:hidden;background:linear-gradient(110deg,#04172e,#0c4d8d);padding:58px 0;color:#fff}.cta:after{content:'';position:absolute;width:430px;height:430px;border:1px solid rgba(255,255,255,.12);border-radius:50%;right:-150px;top:-230px}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;position:relative;z-index:2}.cta h2{font-family:'Playfair Display';font-size:40px;margin:0 0 8px;color:#fff}.cta p{margin:0;color:#c7d8ea;font-size:16px}.footer{background:#021426;color:#dbe8f5;position:relative;overflow:hidden}.footer:before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 85% 15%,rgba(13,94,180,.22),transparent 28%),radial-gradient(circle at 15% 90%,rgba(236,29,45,.08),transparent 25%)}.footer-main{position:relative;z-index:1;display:grid;grid-template-columns:1.45fr .75fr .95fr 1.05fr .8fr;gap:32px;padding:68px 0 55px}.footer-logo-wrap{width:max-content;background:#fff;padding:8px 13px;border-radius:12px}.footer-logo-wrap img{width:190px;height:63px;object-fit:contain}.footer-kicker{color:#ff5260;font-size:11px;letter-spacing:2.5px;font-weight:900;margin-top:16px}.footer-intro p{font-size:14px;line-height:1.8;color:#94a9be;max-width:340px}.footer-call{display:inline-flex;gap:10px;align-items:center;padding:12px 16px;border:1px solid rgba(255,255,255,.14);border-radius:10px;color:#fff;font-weight:800;font-size:13px}.footer-call b{color:#ff5362}.footer-col h4{font-family:Manrope;color:#fff;font-size:16px;margin:4px 0 18px}.footer-col a,.footer-col p{display:block;color:#95a9be;font-size:13px;line-height:1.75;margin:9px 0}.footer-col a:hover{color:#fff;transform:translateX(2px)}.footer-contact span{color:#ff5362}.socials{display:flex;gap:9px;margin-top:15px}.socials a{width:39px;height:39px;border-radius:50%;display:grid!important;place-items:center;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);color:#fff!important;font-weight:900;margin:0}.socials a:hover{background:var(--red);transform:none}.footer-sign{font-family:cursive;font-size:20px;line-height:1.2;color:#86b2da;margin-top:24px}.footer-sign em{color:#ff6470}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:18px 0;position:relative;z-index:1}.footer-bottom .container{display:flex;justify-content:space-between;gap:20px;font-size:11px;color:#748ba2}.footer-bottom a{color:#b7c8d9}.floating-call{position:fixed;right:24px;bottom:24px;width:60px;height:60px;border-radius:50%;background:var(--red);color:#fff;display:grid;place-items:center;font-size:25px;z-index:90;box-shadow:0 15px 35px rgba(236,29,45,.3)}.toast{position:fixed;left:50%;bottom:30px;transform:translate(-50%,20px);background:var(--navy);color:#fff;padding:14px 20px;border-radius:10px;opacity:0;pointer-events:none;transition:.3s;z-index:200}.toast.show{opacity:1;transform:translate(-50%,0)}
@media(max-width:1100px){.nav{gap:15px;font-size:13px}.two-col{gap:40px}.cards{grid-template-columns:repeat(2,1fr)}.footer-main{grid-template-columns:repeat(3,1fr)}.footer-intro{grid-column:span 2}.process{grid-template-columns:repeat(2,1fr)}}
@media(max-width:780px){.topbar{display:none}.nav-wrap{height:78px}.brand img{width:180px;height:64px}.menu-toggle{display:block}.nav{position:absolute;left:4%;right:4%;top:78px;display:none;flex-direction:column;align-items:stretch;gap:3px;padding:15px;background:#fff;border-radius:14px;box-shadow:0 25px 60px rgba(7,30,58,.18);font-size:15px}.nav.open{display:flex}.nav>a,.nav-dropdown>a{padding:11px 12px}.nav-cta{text-align:center}.dropdown-menu{position:static;display:block;opacity:1;pointer-events:auto;transform:none;box-shadow:none;border:0;background:#f5f8fc;min-width:0;margin-top:5px}.hero-slide img{min-height:240px;object-fit:cover;object-position:center}.slider-arrow{width:40px;height:40px;font-size:27px}.trust{grid-template-columns:1fr 1fr}.trust div{border:0;padding:20px}.section,.band{padding:68px 0}.section h2,.band h2{font-size:37px}.two-col,.content-grid{grid-template-columns:1fr;gap:35px}.cards,.feature-grid{grid-template-columns:1fr}.process{grid-template-columns:1fr}.page-title-block{padding-top:42px}.page-title-block h1{font-size:43px}.content h2{font-size:36px}.side-card{position:static}.footer-main{grid-template-columns:1fr 1fr;gap:28px;padding:55px 0}.footer-intro{grid-column:span 2}.cta-inner{display:block}.cta h2{font-size:35px}.cta .btn{margin-top:20px}.footer-bottom .container{display:block}.footer-bottom span{display:block;margin-top:7px}}
@media(max-width:480px){body{font-size:16px}.container{width:92%}.brand img{width:165px}.hero-slide img{min-height:190px}.slider-dots button{width:25px}.trust{grid-template-columns:1fr}.trust div{padding:17px 15px}.mini-stats{grid-template-columns:1fr}.section h2,.band h2{font-size:32px}.page-title-block h1{font-size:36px}.form-grid{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr}.footer-intro{grid-column:auto}.floating-call{width:55px;height:55px;right:16px;bottom:16px}}