:root{--blue:#123f78;--blue2:#0b2f63;--red:#ef1c25;--light:#f6f8fc;--text:#1f2d3d;--gold:#d7a944}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.6}
a{text-decoration:none;color:inherit}.container{width:min(1160px,92%);margin:auto}
.topbar{background:var(--blue2);color:#fff;font-size:14px}.topbar .container{display:flex;justify-content:space-between;padding:9px 0;gap:15px;flex-wrap:wrap}
nav{position:sticky;top:0;z-index:20;background:#fff;box-shadow:0 2px 16px #001a3312}.navwrap{display:flex;align-items:center;justify-content:space-between;padding:12px 0}.logo{height:58px;max-width:270px;object-fit:contain}
.links{display:flex;align-items:center;gap:22px;font-weight:700;font-size:14px}.links a:hover{color:var(--red)}.btn{display:inline-block;background:var(--red);color:#fff;padding:13px 22px;border-radius:6px;font-weight:700;border:0;cursor:pointer}.btn:hover{background:#c91018}.btn-outline{background:transparent;border:2px solid #fff}
.menu{display:none;border:0;background:none;font-size:25px}
.hero{background:linear-gradient(120deg,#f8fbff 0%,#eef5ff 55%,#fff 100%);padding:74px 0 60px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:45px}.eyebrow{color:var(--red);font-weight:800;letter-spacing:1.2px;text-transform:uppercase}.hero h1{font-size:clamp(42px,6vw,72px);line-height:1.03;margin:10px 0 20px;color:var(--blue2)}.hero h1 span{color:var(--red)}.hero p{font-size:19px;max-width:650px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}.hero-card{background:var(--blue2);color:#fff;padding:35px;border-radius:22px;box-shadow:0 22px 60px #082a5b35;position:relative}.hero-card:before{content:"₹";position:absolute;right:25px;top:-28px;font-size:130px;font-weight:bold;color:#ffffff12}.hero-card h3{font-size:30px;margin:0 0 12px}.amount{font-size:54px;font-weight:900;color:#fff}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:25px}.stat{background:#ffffff14;padding:13px;border-radius:10px;font-size:13px}
.section{padding:75px 0}.light{background:var(--light)}.title{text-align:center;max-width:750px;margin:0 auto 42px}.title h2{font-size:38px;color:var(--blue2);margin:5px 0}.title p{margin:0;color:#617086}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;padding:28px;border-radius:14px;box-shadow:0 10px 28px #112a4b10;border:1px solid #e8edf5}.icon{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:#fff1f2;color:var(--red);font-size:24px;font-weight:bold}.card h3{color:var(--blue2);margin:15px 0 8px}
.loan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.loan{padding:27px;border-radius:16px;background:linear-gradient(145deg,#fff,#f5f8fd);border:1px solid #e4eaf4;transition:.25s}.loan:hover{transform:translateY(-5px);box-shadow:0 18px 35px #0b2f6318}.loan h3{color:var(--blue2);margin-top:0}.loan a{color:var(--red);font-weight:700}
.banner{background:linear-gradient(100deg,var(--blue2),#1c5aa2);color:#fff;padding:55px 0}.banner-grid{display:flex;justify-content:space-between;align-items:center;gap:30px}.banner h2{font-size:38px;margin:0 0 8px}
.steps{counter-reset:step}.step{position:relative;padding-left:75px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--red);color:#fff;font-weight:800;font-size:20px}
.contact{display:grid;grid-template-columns:1fr 1fr;gap:35px}.contact-box{background:var(--blue2);color:#fff;padding:38px;border-radius:16px}.contact-box h2{margin-top:0;font-size:34px}.contact-box p{margin:16px 0}.form{background:#fff;padding:32px;border:1px solid #e6ebf2;border-radius:16px;box-shadow:0 12px 30px #0b2f6310}.form input,.form select,.form textarea{width:100%;padding:14px;margin:8px 0 14px;border:1px solid #d8e0eb;border-radius:7px;font:inherit}.form textarea{min-height:110px}
footer{background:#081d3b;color:#dce7f6;padding:50px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer-logo{background:#fff;border-radius:8px;padding:5px;max-width:230px}.footer-grid h4{color:#fff;margin-top:0}.copyright{border-top:1px solid #ffffff22;margin-top:30px;padding-top:18px;text-align:center;font-size:14px}
.pagehero{background:linear-gradient(120deg,var(--blue2),#1d5fa8);color:#fff;padding:70px 0}.pagehero h1{font-size:50px;margin:0}.article{max-width:900px;margin:auto}.article h2{color:var(--blue2);margin-top:34px}.article li{margin:8px 0}
.notice{display:none;margin-top:12px;padding:12px;border-radius:6px;background:#e9fff0;color:#176b37;font-weight:bold}
@media(max-width:850px){.links{display:none;position:absolute;left:0;right:0;top:82px;background:#fff;padding:20px;box-shadow:0 10px 20px #0002;flex-direction:column;align-items:flex-start}.links.show{display:flex}.menu{display:block}.hero-grid,.contact{grid-template-columns:1fr}.grid3,.loan-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero{padding-top:50px}}
@media(max-width:560px){.grid3,.loan-grid,.footer-grid{grid-template-columns:1fr}.stats{grid-template-columns:1fr}.topbar .container{justify-content:center;text-align:center}.hero h1{font-size:48px}.title h2,.banner h2{font-size:31px}.pagehero h1{font-size:38px}}